How Investment of Rs.6 lacs in Fractional Ownership of a Holiday Home Created Crores in Wealth — And a Lifetime of Memories

Raghavendra Shetty
Jun 5
3 min read

Imagine looking back 25 years from now — flipping through an old album filled with beach holidays, family getaways, kids building sandcastles, sunsets with your partner, laughter over bonfires… and then realizing:

“All those moments were free — and they also made me a crorepati.”

Sounds too good to be true?

Let’s show you how one smart decision — investing ₹6 lakhs in a fractional holiday home — quietly created over ₹1.3 crore in value, while gifting 25 years of unforgettable vacations.

🌅 Act 1: A ₹6 Lakh Ticket to Holidays & Passive Wealth

Let’s rewind to Year 1.

You invested ₹6,00,000 in a 1/12th share of a luxurious holiday home through a fractional ownership model offered by Travish Holidays LLP.

That single decision gave you:

✅ 10 days of stay every year (worth thousands in hotel savings)
✅ Monthly rental income (6% annually, with 15% growth every 3 years)
✅ Capital appreciation (estimated at 6% per annum)
✅ Access to a network of vacation homes across destinations

It wasn’t just an investment — it was the beginning of a whole new lifestyle.

🏖️ Act 2: The Emotional Wealth of 10 Free Holidays Every Year

Let’s talk about what most spreadsheets ignore: the holidays themselves.

Over 25 years, you enjoyed:

🧳 250 days of vacation
🎉 Birthday celebrations in Goa
🌧️ Monsoon breaks in Coorg
🎂 Anniversaries in Udupi
👨‍👩‍👧‍👦 A growing tradition of “our annual getaway”

And because Travish Holidays allows property exchange across destinations, your 10 days were never boring — they became adventures.

You didn’t just save on hotels (₹29.6 lakhs, to be exact). You built memories — your child’s first ocean swim, your parents’ last mountain trek, your own quiet sunrise with a book.

That’s not just ROI. That’s Return on Emotion.

💸 Act 3: Rent That Grew While You Relaxed

Your share of the property also generated steady rental income, starting at ₹36,000 a year.

Instead of spending it, you reinvested it through a SIP (Systematic Investment Plan) with a 15% annual return — a time-tested benchmark based on decades of Indian mutual fund data.

Here's what happened:

📅 Year	Rent Earned	SIP Value
Year 1	₹36,000	₹38,700
Year 10	₹54,752	₹8.9 lakhs
Year 15	₹62,964	₹22 lakhs
Year 20	₹83,270	₹58.5 lakhs
Year 25	₹1,10,125	₹1.07 crore ✅

While you were vacationing, your money was growing.

🏠 Act 4: Your Property’s Silent Growth

Meanwhile, your original ₹6 lakh investment in the holiday home quietly appreciated.

At just 6% growth annually, your share is now worth ₹24.3 lakhs after 25 years.

This is real estate backed by actual usage and value — not just a paper asset.

📊 Act 5: What You’ve Actually Built

So what did you really create from a ₹6 lakh decision?

Let’s break it down:

📦 Wealth Component	Value
📈 SIP Corpus	₹1,07,71,080
🏡 Property Value	₹24,29,361
🏨 Hotel Stay Savings	₹29,62,684
💛 Memories & Experiences	Priceless

Total Tangible Wealth Created: ₹1.61 crore+(excluding rental income which is part of SIP corpus)

✨ The Big Picture: More Than Just a Financial Return

Let’s be honest — if this was just about money, you’d park ₹6 lakhs in an index fund and forget about it.

But what this journey with Travish Holidays gave you was freedom, quality time, and a future you didn’t have to chase.

You got 25 years of memories.You let your money work while you made time for people who matter.You didn’t just earn returns. You earned a richer life.

It’s not just smart investing. It’s investing with soul.

🧭 So... What’s Your Next 25 Years Going to Look Like?

If you’ve ever dreamt of owning a second home, traveling more, or letting your money do more than sit idle — maybe it’s time.

A ₹6 lakh decision today could mean:

₹1.6+ crore in long-term value
25 years of luxury getaways
A legacy of memories, not just money

Let your holidays build your wealth. And let your wealth bring you home.

Explore fractional ownership options with Travish Holidays LLP and take the first step toward golden years.