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A Father's Gift to a daughter on her Birth - A lifetime of Financial Freedom

  • Raghavendra Shetty
  • Jun 5
  • 3 min read


Raghav bought a full 100% ownership (12 units) of a premium holiday home and gifted it to his daughter on her birth.

This gave his daughter:

  • ✅ 120 days of stay per year — every year

  • ✅ Monthly rental income, starting at ₹4.32 lakhs/year and growing every 3 years

  • ✅ Fully managed, zero-stress ownership

  • ✅ Access to Travish’s exchange network of vacation homes

  • ✅ A financial foundation that could support her for life

But instead of spending the rental income — he did something smarter.

💹 The Power of Passive Income: SIP for Her Future

Each year, the rental income was invested into a Systematic Investment Plan (SIP) that grew steadily at 15% per annum — a well-documented average return of long-term mutual fund investments in India.

Here’s what happened over the years:

Age

Rental Income Invested

SIP Corpus Value

1

₹4.32 lakhs

₹4.64 lakhs

10

₹6.57 lakhs/year

₹1.07 crore

15

₹7.55 lakhs/year

₹2.64 crore

18

₹8.68 lakhs/year

₹4.53 crore

25

₹13.2 lakhs/year

₹12.92 crore ✅

This ₹12.92 crore corpus — built quietly over two and a half decades — became her personal life fund.

🎓 Stage by Stage: Funding Her Dreams

As she grew, her father’s one-time investment took care of every big life stage:

✨ Her Education

At 18, she might want to study abroad. Her SIP corpus would have already crossed ₹4.5 crore. No education loan. No sacrifices. Just freedom to choose what and where she wanted to study.

💍 Her Wedding

Years later, when she decides to get married, there will be no worry about wedding costs. The corpus — now touching ₹8+ crore — give her choices and dignity.

🏡 Settling Down

She can buy her own flat. Furnish it. Start a small business on the side. All with her own money. No dependence. No compromises.

💖 A Backup Career — or a Lifelong Income

Not everyone follows the same career path. Some pause for children, others shift careers, some just want to breathe.

But thanks to the holiday home, she has an alternate career quietly growing behind the scenes.

At 30, her rental income would have crossed ₹1.3 lakhs/month, increasing every few years — enough to support:

  • A comfortable lifestyle

  • A passion project

  • A full-time sabbatical

  • Or the freedom to say no to anything that didn’t feel right

Her father hadn’t just given her money. He had gifted her autonomy.

🧳 And the Holidays? 3 Decades of Family Memories

While the numbers grow in her SIP and rental income, the family enjoys free vacations every year.

120 days of stay annually means she:

  • Spend every birthday or summer break in a different place

  • Travel with cousins, friends, and later, her own children

  • Collect memories in hills, beaches, and forest retreats

Over 25 years, the family would have saved ₹3.5 crore+ in hotel stay expenses — and gained memories worth much more.

📊 Total Tangible Wealth at Age 25

💰 Component

Value at 25 Years

🏡 Property Appreciation

₹2.91 crore (from ₹72L)

📈 SIP Corpus (via rent)

₹12.92 crore

🏨 Hotel Stay Savings

₹3.56 crore

💛 Emotional Wealth

Beyond calculation

Total Tangible Wealth Created: ₹19.4 crore+

All of it — from a single ₹72 lakh investment made at her birth.

👨‍👧 A Father’s Legacy — Written in Dignity

Ask Raghav , and he’ll tell you:

“My daughter may or may not need this money. But she’ll never have to ask anyone for it.”
“That’s what I wanted to give her — freedom without conditions.”

This wasn’t just a gift. It was a life plan. Not just financial security — but emotional safety.

And in a world that still demands women to compromise, this was his way of saying:

You never have to settle. You already own your tomorrow.

💬 Thinking About Your Daughter’s Future?

If you’re a parent who wants to leave more than just money behind — maybe it’s time to think like Raghav.

With Travish Holidays' fractional ownership model, your one-time investment could:

  • Build multi-crore wealth

  • Fund your child’s entire life journey

  • Gift her holidays, independence, and emotional roots

Because the best inheritance…is the power to live life on your own terms. You can spread the investment in different holiday home properties if you want to spread your risk.

 
 
 

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